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Products & Services

Products & Services

Insurance for Businesses

Business automobile is essential for companies with business-owned vehicles. Our program rewards safety-conscious policyholders with the best coverage around.

  • Business Auto
  • Truckers’ Policy
  • Preferred Business Auto
  • Select Auto Dealership Program
  • Used Auto Dealership Program
  • Composite Rating for Commercial Auto
  • Foreign Commercial Hired and Non-owned Auto Liability

 

Crime coverages are available to protect your business in a variety of circumstances.

  • Premises Burglary
  • Robbery and Safe Burglary
  • Office Burglary and Robbery
  • Storekeepers' Burglary and Robbery
  • Theft, Disappearance and Destruction
  • Employee Dishonesty

 

General liability coverage helps minimize the impact of an expensive lawsuit on your business operations.

  • Employment-Related Practices Liability
  • Owners' or Contractors' Protective Liability
  • Premises-Operations Liability
  • Products-Completed Operations Liability
  • Composite Rating for General Liability
  • Employee Benefit Liability

 

Commercial inland marine applies to a variety of miscellaneous but important exposures.

  • Inland Marine
  • Special Programs
  • Minicomputer Coverage

 

Workers’ compensation covers employees injured on the job.

  • Dividend programs
  • Retrospective rating plans
  • Small and large deductible plans

 

Commercial property and business income provides essential coverage and helps get you back on your feet after a loss or catastrophe forces your business to temporarily close.

 

Commercial umbrella liability gives you an additional layer of liability protection that extends over your other business coverage to provide extra peace of mind.

 

Commercial package policies are tailored to meet your industry’s unique needs, with the convenience of dealing with just one insurance provider for your entire protection package.

  • Commercial Combined Account Plan
  • Commercial Marketplace Policy
  • Contractors Insurance Program/Contractors Package Policy 
  • Commercial Comprehensive Insurance Policy
  • Food Processors Program
  • Wholesale Distributors Program
  • Metalworkers Program
  • Restaurant Program
  • Public Golf Courses

 

Standard fire policies help minimize your risk.

  • Standard Fire Policy with optional endorsements
  • Comprehensive Glass Coverage 50/50 retention plan
  • Optional Business Income Coverages
  • Actual Loss Sustained Business Income
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